Research

    Research

    Schwab-sponsored research studies provide insight on industry topics such as retirement, active trading and financial education. Schwab experts are available for media interviews to discuss survey findings.

    2008 Savings Fundamentals Survey

    SAN FRANCISCO, Nov. 12, 2008 — Charles Schwab announced a new eight-step plan to help people prioritize their savings objectives. Schwab’s eight “Savings Fundamentals” are designed to help individuals prioritize and manage their short and long-term personal and financial goals.

    Spokesperson
    Catherine Miller

    2008 Recently Independent Advisor Survey

    SAN FRANCISCO, Nov. 10, 2008 —  Investment advisors are leaving established financial firms and becoming independent registered investment advisors (RIAs) because they want to work for themselves, deliver more personalized service to clients, and achieve long-term financial success, reports a Schwab Institutional survey.

    2008 Ariel-Schwab Black Investor Survey

    CHICAGO, Oct. 15, 2008 —  African-Americans are on equal footing with Whites when it comes to accessing and enrolling in employer-sponsored defined contribution plans, but save far less each month and have a considerably smaller nest egg than their White counterparts, according to the 11th annual Ariel/Schwab Black Investor Survey. This year’s survey found that for many younger African-Americans, saving for retirement is more of a dream than a priority.

     

    A Shared Benefit: Employer Views on the Value of 401(k) Plans

    SAN FRANCISCO, August 11, 2008 — Charles Schwab, in collaboration with CFO Research Services, today released the details of a new study, “A Shared Benefit: Employer Views on the Value of 401(k) Plans,” revealing that the majority of senior finance executives view 401(k) plans as a significant tool for strengthening both their workforces and their companies.

    Spokesperson Jim McCool

     

    Rethinking Retirement: Four Generations Share Their Views on Life's Third Act

    SAN FRANCISCO, July 15, 2008 — Americans across generations are developing new and different ideas about how they expect to approach retirement. In a landmark study of four generations released today by Charles Schwab & Co., Inc., survey participants across the board see that the responsibility for a secure financial future is rapidly shifting to them.

    Financial Planning Student Survey

    SAN FRANCISCO & LUBBOCK, Texas, July 15, 2008 — Helping people in a meaningful way and putting clients’ interests first is what attracts students most to the independent investment advisory profession, according to a May 2008 survey of 160 financial planning students conducted by Schwab Institutional and Texas Tech University’s Division of Personal Financial Planning.

    Active Trader Sentiment Survey

    SAN FRANCISCO, May 14, 2008 — After one of the most volatile quarters in recent history, Charles Schwab today released details of the Charles Schwab Active Trader Sentiment Survey designed to take the pulse of nearly 500 individual investors who trade frequently. Among the findings:

    • Nearly half of the respondents (49 percent) were 55 years or older.
    • 76 percent expect the S&P 500 to rise or trade sideways in the next six months.
    • Eight-in-ten respondents intend to maintain or increase the number of trades they make in the next six months.

    Parents and Money Survey

    SAN FRANCISCO, March 26, 2008 —Asked to select topics they wish they had learned more about when they were teenagers, the greatest percentage of today’s parents with teens (57 percent) choose “money management.” Surprisingly, most parents admit to raising children who may someday share the same regret. These are among the key findings of “Parents & Money,” the latest annual survey on the topic of families and money released today by Charles Schwab.

    Gen X Money Mindsets Study

    SAN FRANCISCO, Feb. 11, 2008 — Charles Schwab’s Gen X Money Mindsets Study, a segmentation study of more than 5,000 Americans aged 25-40, found that younger investors generally fall into six distinct categories based on their mindsets and attitudes toward money. The study also overturned some commonly held beliefs about Gen Xers and their attitudes toward finances, investing, and achieving the “American Dream.”

    BabyCenter/ Charles Schwab Survey

    SAN FRANCISCO, Oct. 16, 2007 —  The hot new gift for today's baby showers isn't the typical onesies or cute stuffed animals. In a BabyCenter/Charles Schwab Survey released today, results reveal that seven out of 10 new moms (71 percent) and two in five mothers-to-be (40 percent) would prefer contributions to a child's savings account over any other gifts.